Surviving Personal Bankruptcy: Your Guide to the Personal, Legal, and Financial Issues Paperback - 2005

by Nora Raum

From experienced bankruptcy attorney and trusted NPR newscaster Nora Raum: a compassionate, step-by-step guide for recovering from financial crisisPersonal bankruptcy filings continue at record levels, due in large part to soaring medical costs, increasing numbers of uninsured Americans, an unstable job market, and unprecedented credit-card marketing. Drawing on eighteen years of experience as a bankruptcy attorney, Nora Raum has created a unique lifeline for those facing the challenge of insurmountable debt. Counseling readers on the emotional as well as the practical aspects of regaining their financial footing, Surviving Personal Bankruptcy provides:o Up-to-date, jargon-free information about the new bankruptcy laws passed in 2005 o An eye-opening process for weighing all the options, including alternatives to bankruptcy and descriptions of Chapter 7 and Chapter 13 bankruptcyo Easy-to-use worksheets to help readers analyze their finances rationallyo Worksheets for tabulating debt and preparing to fileo Advice for hiring a great lawyer and preparing for the hearingo Sample letters to credit-reporting agencies and creditorso A plan for life after bankruptcy, including how to avoid scammers who prey on those who have declared bankruptcyo A question-and-answer chapter, with candid advice for real-life situationso True stories of well-known people who've filed for bankruptcy heartening proof that it can happen to anyoneFiling for personal bankruptcy is not a dead end; it's merely a turning point in the road to financial recovery. By removing the stigma and confusion, Nora Raum will make that road much smoother.